Terms & Conditions

Introduction

Welcome to UmerHayat.com.
By accessing, browsing, or using this Website, you agree to comply with and be bound by these Terms & Conditions.
If you do not agree, please do not use this Website.

These terms apply to all visitors, clients, customers, and users of this Website.

About UmerHayat.com

UmerHayat.com is owned and operated by Umer Hayat, a digital marketer, business advisor, and founder of multiple companies offering professional services in:

  • Business Consultancy

  • CEO Training

  • Digital Marketing Advisory

  • Startup Mentoring

  • Leadership Development

  • 1-on-1 Coaching

  • Workshops & Corporate Training

To learn more, visit our About Page.

Use of the Website

You agree to use this Website only for lawful purposes and in a manner that does not:

  • violate any applicable laws,

  • infringe on the rights of others,

  • disrupt the Website’s functionality,

  • cause harm to the Website or its users.

We reserve the right to restrict or terminate access to the Website if misuse is detected.

Intellectual Property Rights

All content on UmerHayat.com—including text, images, logos, graphics, videos, downloadable materials, and training content—is the exclusive property of Umer Hayat unless otherwise stated.

You may not:

  • Copy

  • Reproduce

  • Distribute

  • Modify

  • Sell or commercially exploit any content

without written permission.

Consulting & Services Disclaimer

All advice, consulting, and training services provided through this website or during sessions are based on professional experience and best practices.

However:

  • We do not guarantee specific business outcomes, financial growth, or performance results.

  • All business decisions are the responsibility of the client.

  • Results may vary based on execution, market conditions, and internal company capabilities.

You may review our Services Page to understand what we offer and what is included.

Appointments & Scheduling

By booking a session through the Book a Slot page:

  • You agree to appear on time for your session.

  • You may reschedule at least 24 hours before the meeting.

  • Missed appointments may not be refunded or rescheduled unless otherwise approved.

Privacy Policy

Your data and privacy are important.
Our Privacy Policy explains how we collect, use, and protect your information.

You may read it on the Privacy Policy page.

Third-Party Links

This Website may contain links to:

  • Partner websites

  • Client websites

  • Tools and resources

  • Affiliate recommendations

We do not control or endorse third-party content and are not responsible for any damage, loss, or issues arising from external websites.

Testimonials & Case Studies

Testimonials on the Website reflect the real experiences of clients. However:

  • They represent individual results.

  • They do not guarantee the same outcome for every user.

  • We may display logos of companies we’ve worked with under the Projects Page or Clients Page.

Limitation of Liability

In no event shall Umer Hayat or UmerHayat.com be held liable for:

  • Loss of profits

  • Business interruptions

  • Data loss

  • Any indirect or incidental damages

arising from the use or inability to use the Website or services.

12. Changes to Terms & Conditions

We may update or modify these Terms & Conditions at any time without prior notice.
Your continued use of the Website indicates acceptance of the updated terms.

13. Governing Law

These Terms & Conditions are governed by and interpreted in accordance with the laws of Pakistan.

Any disputes shall fall under the jurisdiction of courts located in Rawalpindi / Islamabad.

14. Contact Information

If you have questions regarding these Terms & Conditions, you can contact us through the Contact Page or via:

 Email: hukumat@gmail.com
 Location: Rawalpindi, Pakistan